Get the Most out of Your Investment Retirement Account (IRA)

November 20, 2015

Setting yourself up for a successful retirement with pre-allocated funds requires advanced planning. Your individual retirement accounts, or IRAs, are an integral part of the overall strategy to maximize your savings. IRAs are investment tools utilized by individuals to acquire capital and put aside savings, specifically for their retirement years.

An IRA can comprise stocks, bonds, private equity, assets and a variety of other financial products. For the most part, a traditional IRA is tax deductible up to the cap of $5,000 annually; income tax will only be paid on withdrawals during the IRA owner’s pension years. A Roth IRA, however, is not open to tax deferral. With a Roth IRA, income tax is paid up front and not during the individual’s retirement years.

Types of IRAs

Although there are many types of IRAs, each one must be held for safekeeping by an IRS-registered custodian entity, such as a trust, credit union, insurance company or a bank. These traditional IRAs and Roth IRAs manage the account on your behalf. There is not a lot of leeway to make decisions regarding the types of investment, which are usually limited in scope. In addition, there are also self-directed custodians that enable you to self-manage your funds across a range of investments.

This range of investments includes real estate, which has historically outperformed the stock market. Investment in real estate as a way to acquire set financial goals for one’s future is deemed as a preferred long-term capital-building strategy. Where real estate is concerned, there is also protection from inflation, as rental rates have been raised accordingly.

Challenges in Finding the Right IRA

It is not easy to find a self-directed custodian that allows you to not only invest in securities and mutual funds but also in the world of commercial real estate. There is a world of risk at stake when going with the wrong self-directed custodian. This is because you will be relying on them to provide you with a high-yielding deal flow that has undergone a scrutinized due diligence process.

There are currently around two dozen companies licensed to provide such self-directed custodian services. They vary regarding the management fees they charge, the companies’ reputation, experience and local market proficiencies, as well as their access to new opportunities and customer service.

A Solution: iintoo

Introducing iintoo, a unique online global real estate investment network, which offers the next generation of self-directed custodian services to individuals who are keen on maximizing IRA real estate investment opportunities. iintoo, which operates as a REIMCOTM (Real Estate Investment Management Company), is strategically partnered with Meridian Capital Group, which enjoys the stature of 30 years’ experience as America’s preferred mortgage advisor and largest debt broker. This partnership enables iintoo to perform due diligence at the highest of levels, which therefore reduces investor risk.

You can now utilize iintoo’s fee-free self-directed custodian service to invest in commercial-grade real estate projects as part of its social investment network. iintoo’s services afford you a brighter future for your planned retirement years.


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  • Multifamily

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    18-36 Months

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*When we refer to “Equity Protection” we are referring to an arrangement where iintoo epiic GP LLC, the general partner of each covered issuer (“Covered Issuer”), promises that, even in the event the underlying project is not profitable or records a loss, the investor in the Covered Issuer shall receive a specified amount equal to the original principal investment he/she/it provided (less other amounts already received by such individual investor during the course of the investment) subject, however, to significant limitations including but not limited to repayments for losses in the Covered Issuer are only made up to a maximum amount of funds available from the retention account and the policy (where such policy limit may be less than the total amount invested), repayments are on a first come, first serve basis, and losses are aggregated across Covered Issuers subject to the same retention account and policy. iintoo epiic GP LLC, and not investors, is a party to the policy with Everest Insurance®. As a result, investors have no direct legal rights under the policy. In addition, beyond use of the Equity Protection proceeds from the retention account and the policy, neither iintoo epiic GP LLC nor the Covered Issuer has any obligations to indemnify investors for losses. For more information, please see “Business of the Company—Equity Protection” and “Risk Factors—Risks related to the Equity Protection” in any of our issuers’ private placement memoranda.

The above may contain forward-looking statements. Actual results and trends in the future may differ materially from those suggested or implied by any forward-looking statements in the above depending on a variety of factors. All written and oral forward-looking statements attributable to us or persons acting on our behalf are expressly qualified in their entirety by the previous statements. Except for any obligations to disclose information as required by applicable laws, we undertake no obligation to update any information contained above or to publicly release the results of any revisions to any statements that may be made to reflect events or circumstances that occur, or that we become aware of, after the date of the publishing of the above.

Private placements of securities accessible through the iintoo™ social network real-estate investment platform (the “Platform”) are intended for accredited investors. Such private placements of securities have not been registered under applicable securities laws, are restricted and not publicly traded, may be subject to holding period requirements, and are intended for investors who do not need a liquid investment. These investments are not bank deposits (and thus are not insured by the FDIC or by any other federal governmental agency), are not guaranteed by and iintoo Investments Ltd. (“iintoo”) or any third party working on our behalf, and may lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the Platform. Investors must be able to afford the loss of their entire investment.

Equity securities are offered through Dalmore Group LLC. (“Dalmore”), a registered broker-dealer and member of FINRA/SIPC. Any real estate investment accessible though the Platform involves substantial risks. Any financial projections or projected returns are projections only, and iintoo makes no representations or warranties as to the accuracy of such information and accepts no liability therefor whatsoever.

Investors should always conduct their own due diligence, not rely on the financial assumptions or estimates displayed herein, and should always consult with a reputable financial advisor, attorney, accountant, and any other professional that can help them to understand and assess the risks associated with any investment opportunity. Any investment involves substantial risks. Major risks, including related to the Equity Protection and/or the potential loss of some or all principal, are disclosed in the private placement memorandum for each applicable investment.

Neither iintoo nor its affiliates nor Dalmore Group LLC makes investment recommendations nor do they provide investment advisory services, and no communication, including herein or through the Platform or in any other medium should be construed as such.

iintoo, its employees and affiliates are not insurers or insurance brokers, and do not offer insurance services, advice or information to new or existing investors.
Insurance is provided to Iintoo epiic GP LLC (and placed through Cobbs Allen, a licensed insurance intermediary) by Everest Insurance®, subject to all of the terms and conditions of the applicable insurance policy, to support iintoo’s equity protection undertaking as further specified and described in the confidential offering materials of iintoo. Everest Insurance® is not a sponsor or promoter of any offering described herein.

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About Everest®
Everest Re Group, Ltd. is a Bermuda holding company that operates through the following subsidiaries: Everest Reinsurance Company provides reinsurance to property and casualty insurers in both the U.S. and international markets. Everest Reinsurance (Bermuda), Ltd., including through its branch in the United Kingdom, provides reinsurance and insurance to worldwide property and casualty markets and reinsurance to life insurers. Everest Reinsurance Company (Ireland), provides reinsurance to non-life insurers in Europe. Everest Insurance® refers to the primary insurance operations of Everest Re Group, Ltd., and its affiliated companies which offer property, casualty and specialty lines insurance on both an admitted and non-admitted basis in the U.S. and internationally. The Company also operates within the Lloyd’s insurance market through Syndicate 2786. In addition, through Mt. Logan Re, Ltd., the Company manages segregated accounts, capitalized by the Company and third party investors that provide reinsurance for property catastrophe risks. Additional information on Everest Re Group companies can be found at the Group’s web site at

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