In Finance, the Future is Social

In Finance, the Future is Social

January 17, 2017

Say goodbye: The days of handing over your money—and your trust—to a wealth management adviser may be over. According to a report published last year by Goldman Sachs (yes, some of those very same advisers!), when it comes to finance and managing our money and investments, the future is social. It’s all about connecting, networking, building communities, and taking advantage of innovation and technology to make an impact.

While the road to recovery from the 2008 financial crisis has been long—and is not yet complete—as Goldman Sachs reports, it’s an exciting time to be investing. Here’s why:

  1. The world has gone social.

If we can share family photos on Facebook and ask for laptop recommendations on Twitter, why should our money be locked away in bank vaults or the stock exchange and our knowledge and information about it be limited to bank employees and stock market advisers? As with many other things, when it comes to money, we don’t have to be alone. Social media and networks, such as Facebook, Twitter, LinkedIn, and others, (and smartphones and widespread Internet access) connect us to people we know and millions of others to whom we might not otherwise have access. This access makes it possible to ask questions, seek out advice, and gather and share knowledge that can help us to make more informed decisions about money.

Social networks also play a role in making processes more transparent and user-friendly. And the network effect means that as more people come to new financial networks and technologies—as lenders, borrowers, investors, ambassadors, and more—the offerings become more robust, with more accountability, a better track record, greater innovation, and more improvements.

  1. Innovation is paving new paths.

With the most recent financial crisis proving, in particular, that the financial world with which we were familiar was neither risk-free nor infallible, it was only a matter of time before a “disruptive” startup culture hit the financial world. As in many other fields, startups, and some innovation divisions within existing banks and financial companies, are boldly questioning old, entrenched ways of managing and investing money. They are also introducing new, creative options that are more lucrative, user-friendly, and convenient. Some of these are: peer-to-peer lending, automated wealth-management advisers, mobile finance apps, and more.

  1. Together, we can do more.

If one person is capable of moving mountains, just think how many continents can be moved when people come together. iintoo, like Kickstarter and Indiegogo, harness the power of community to accomplish more. These companies allows networks of individuals “to control the creation of new products, media, and ideas,” according to the Goldman Sachs report, forming a community in the process. It is “disrupting the way films get funded, new products are developed, charitable decisions are made, and venture capital is raised,” says the report.

Individuals can now make a large impact even with small donations or investments. Today, a person can make an investment of just $25,000 in real estate and possibly earn incomparable returns, something once limited exclusively to individuals with millions of dollars in their bank accounts. Entrepreneurs, in turn, can turn to the masses to help make their dreams, visions, and solutions a reality, all without tying up their assets, risking delays or other money-related challenges. As of March 2015, $1.6 billion had been pledged on Kickstarter, with the single-largest campaign raising more than $18 million. Most entrepreneurs don’t have access to those levels of funding through their family-and-friend networks or by bootstrapping!

  1. Technology makes things easier and smoother.

With smartphones accompanying us almost everywhere we go, the stacks of paperwork that we get from banks, credit card companies, and other financial institutions are so passé. Mobile apps and websites from banks and a variety of new fintech startups not only make it possible to perform all sorts of transactions, but also make doing so simple, convenient, quick, and free or cheap. These days, it’s possible to pay bills, transfer money to friends, invest in verious projects, and even get advice from an automated financial adviser from any place, at any time, with just a few taps on a smartphone.

Linking to social networks, such as Facebook and LinkedIn, and other accounts makes transactions simple and secure through verification. Do you owe a friend some money? No need to write a check and send it by mail; instead, just go through your list of Facebook friends and select! And technology supports, facilitates, and encourages the creation of community in the socialization of finance.

iintoo is proud to be part of the trend of socialization that is revolutionizing the world of finance and money. iintoo’s platform provides its investors with a personalized yet social user experience and implements innovative technology so that its investors can focus on investment.

In addition, we are a  team of professionals with decades of knowledge, know-how, and experience in the real estate industry. Each investment goes through a due diligence process with the purpose of mitigating risk and maximizing investors’ potential profit.  We provide an A to Z service, from locating quality investments and providing ongoing updated information, as well as making sure that our projects meet their pre-approved business plan milestones.

Coupled with new technology, innovation, and social networks make investing in real estate safe, easy, accessible, and, most importantly, highly rewarding for individual investors. Even with limited assets, individuals can make a great impact and earn tremendous returns. Plus, in the process, they can join an equally rewarding social network and community of investors.

For additional information about investing together with iintoo, please join us.


Join iintoo's Community

We’ve made it easy to connect with fellow investors so you can enjoy a wealth of real estate investment experience. Join our family today to share, learn, and invest with the best minds in the industry.

Start Now
*When we refer to “Equity Protection” we are referring to an arrangement where iintoo epiic GP LLC, the general partner of each covered issuer (“Covered Issuer”), promises that, even in the event the underlying project is not profitable or records a loss, the investor in the Covered Issuer shall receive a specified amount equal to the original principal investment he/she/it provided (less other amounts already received by such individual investor during the course of the investment) subject, however, to significant limitations including but not limited to repayments for losses in the Covered Issuer are only made up to a maximum amount of funds available from the retention account and the policy (where such policy limit may be less than the total amount invested), repayments are on a first come, first serve basis, and losses are aggregated across Covered Issuers subject to the same retention account and policy. iintoo epiic GP LLC, and not investors, is a party to the policy with Everest Insurance®. As a result, investors have no direct legal rights under the policy. In addition, beyond use of the Equity Protection proceeds from the retention account and the policy, neither iintoo epiic GP LLC nor the Covered Issuer has any obligations to indemnify investors for losses. For more information, please see “Business of the Company—Equity Protection” and “Risk Factors—Risks related to the Equity Protection” in any of our issuers’ private placement memoranda.

The above may contain forward-looking statements. Actual results and trends in the future may differ materially from those suggested or implied by any forward-looking statements in the above depending on a variety of factors. All written and oral forward-looking statements attributable to us or persons acting on our behalf are expressly qualified in their entirety by the previous statements. Except for any obligations to disclose information as required by applicable laws, we undertake no obligation to update any information contained above or to publicly release the results of any revisions to any statements that may be made to reflect events or circumstances that occur, or that we become aware of, after the date of the publishing of the above.

Private placements of securities accessible through the iintoo™ social network real-estate investment platform (the “Platform”) are intended for accredited investors. Such private placements of securities have not been registered under applicable securities laws, are restricted and not publicly traded, may be subject to holding period requirements, and are intended for investors who do not need a liquid investment. These investments are not bank deposits (and thus are not insured by the FDIC or by any other federal governmental agency), are not guaranteed by and iintoo Investments Ltd. (“iintoo”) or any third party working on our behalf, and may lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the Platform. Investors must be able to afford the loss of their entire investment.

Equity securities are offered through Dalmore Group LLC. ("Dalmore"), a registered broker-dealer and member of FINRA/SIPC. Any real estate investment accessible though the Platform involves substantial risks. Any financial projections or projected returns are projections only, and iintoo makes no representations or warranties as to the accuracy of such information and accepts no liability therefor whatsoever.

Investors should always conduct their own due diligence, not rely on the financial assumptions or estimates displayed herein, and should always consult with a reputable financial advisor, attorney, accountant, and any other professional that can help them to understand and assess the risks associated with any investment opportunity. Any investment involves substantial risks. Major risks, including related to the Equity Protection and/or the potential loss of some or all principal, are disclosed in the private placement memorandum for each applicable investment.

Neither iintoo nor its affiliates nor Dalmore Group LLC makes investment recommendations nor do they provide investment advisory services, and no communication, including herein or through the Platform or in any other medium should be construed as such.

iintoo, its employees and affiliates are not insurers or insurance brokers, and do not offer insurance services, advice or information to new or existing investors. Insurance is provided to Iintoo epiic GP LLC (and placed through Cobbs Allen, a licensed insurance intermediary) by Everest Insurance®, subject to all of the terms and conditions of the applicable insurance policy, to support iintoo’s equity protection undertaking as further specified and described in the confidential offering materials of iintoo. Everest Insurance® is not a sponsor or promoter of any offering described herein.

The Terms of Use regulating your use of the Platform can be found at: https://www.iintoo.com/terms-of-use/ The Platform's Privacy Policy can be found at: https://www.iintoo.com/privacy-policy/ By accessing this site and any pages thereof, you agree to be bound by our Terms of Use and Privacy Policy.

About Everest® Everest Re Group, Ltd. is a Bermuda holding company that operates through the following subsidiaries: Everest Reinsurance Company provides reinsurance to property and casualty insurers in both the U.S. and international markets. Everest Reinsurance (Bermuda), Ltd., including through its branch in the United Kingdom, provides reinsurance and insurance to worldwide property and casualty markets and reinsurance to life insurers. Everest Reinsurance Company (Ireland), provides reinsurance to non-life insurers in Europe. Everest Insurance® refers to the primary insurance operations of Everest Re Group, Ltd., and its affiliated companies which offer property, casualty and specialty lines insurance on both an admitted and non-admitted basis in the U.S. and internationally. The Company also operates within the Lloyd's insurance market through Syndicate 2786. In addition, through Mt. Logan Re, Ltd., the Company manages segregated accounts, capitalized by the Company and third party investors that provide reinsurance for property catastrophe risks. Additional information on Everest Re Group companies can be found at the Group’s web site at www.everestre.com

© 2019 iintoo Investments Ltd. All Rights Reserved.