IRAs & Retirement

Make your hard-earned retirement money work for you. Gain potential tax advantages by investing in commercial real estate through your retirement account.

Commercial real estate can serve as a low-correlated diversifier to a traditional stock and bond retirement portfolio. Given it’s historical performance as a higher-risk, higher-yield asset class. And if you’re investing in a qualified tax-sheltered retirement account, you can enjoy potential tax advantages as well.

While it is possible to invest in a Real Estate Investment Trust (REIT) in an Individual Retirement Account (IRA) from an online brokerage account, you may not have insight into the specific properties you’re investing in.

In reality, you’re at the mercy of a fund manager’s discretion. So whatever property classes in whatever regions they feel like investing, that’s what you’re getting.

That’s where iintoo comes in.

With iintoo, You can use retirement funds from your Self-Directed IRA (SDIRA) to invest in the properties where you want to put your hard-earned money.

You can be more proactive with your retirement portfolio over traditional methods such as Real Estate Investment Trusts (REITs), where you don’t necessarily have insight into the specific properties or geographies you’re investing in, and you’re at the mercy of a fund manager’s discretion.

Get an extra level of equity protection* on your retirement portfolio.

If you’d rather diversify into one fund with a mix of different commercial real estate asset classes handpicked by our expert team, you can do that too. With our epiic fund, you can gain direct access to premium real estate investment opportunities with equity protection*.

*There are risks associated with investing and principal loss is possible. Certain restrictions and limitations apply. Refer to our full disclaimer.

Enjoy Smart, Strategic Retirement Benefits

When you self-direct your retirement funds to commercial real estate investments with iintoo you’ll enjoy several benefits.

Insurance on Your Investment

Backed by an affiliate of the Everest Re Group, Ltd. (NYSE: RE), if you invest in our epiic fund you’ll receive equity protection* on your investment.

Handpicked & Monitored

The iintoo team reviews hundreds of properties but only selects a handful that meet our standards. But we don’t stop there. After funding, we continue to monitor to ensure your investment and its team are doing their job.

Tax-Advantaged Account

If you use a qualified tax-advantaged account, you’ll be able to defer taxes owed on any potential gains and dividends. Plus, you’ll be able to use any gains to re-invest back into your holdings.


A well-balanced portfolio holds a mix of asset classes. Adding commercial real estate to a collection of stocks and bonds can help to add one more asset variable to further diversify your portfolio.

How to start investing in a Commercial Real Estate IRA

You don’t have to be a Wall Street wizard to open up an account with iintoo and begin the process of self-directing your retirement funds into commercial real estate. Once you reach out to us, we’ll help walk you through every step of the process.

01 Open an iintoo account

Any individual who qualifies as an accredited investor is able to open a free account with iintoo and begin investing. Either in a retirement or a normal taxable account.

02 Direct funds

To invest in a retirement account, you’ll direct any existing retirement funds from your existing IRA to our intermediary custodian. (The process is quick and easy.) We can work with any custodian, or can recommend our partner, Equity Trust.

The custodian will then hold the funds on your behalf in a secure safekeeping account until you’re ready to invest them.

03 Choose your investment

Once you’re ready, you’ll direct the custodian as to how you want to invest your funds with iintoo. They’ll then coordinate your investment with us. As appropriate, we’ll make any income and principal repayments to the custodial account

04 Review & reinvest

For any monies you collect, you can reinvest into new investments. Throughout the life of your investments, both you and the custodian will receive ongoing reports so you can always keep track of investments in real time through our online platform.

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