Out of Many, One

Out of Many, One

August 3, 2016

“E pluribus unum,” Latin for “out of many, one,” is a phrase on the Seal of the United States.
As we all know, the traditional meaning of the phrase was that out of many states (or colonies), a single nation emerges. However, in recent years, its meaning has come to suggest that out of many peoples, races, religions, languages, and ancestries, a single people and nation has emerged. This illustrates the concept of the “melting pot.”

The power of many merges iintoo one:
As in other investment sectors, the world of real estate investments has opened its doors to the power of many, acknowledging the fact that when many come together, they are able to change the rules of the game. Not so long ago, an investor had to invest significant capital in order to enter the game and be able to invest in real estate. Today, investment firms that gather small investors (small in the sense that their investment amount is small, starting at $25K) are creating a new and powerful player in the market. These investment firms make the required know-how, experience and tools of property investments accessible to private individuals. These individuals may then choose from a pool of thoroughly reviewed investments, while receiving ongoing professional supervision (from analysts, legaland real estate experts and others) and benefiting from complete transparency – all the way from start to exit.

The power of many is also welcomed by property entrepreneurs and developers as these free them from their dependency on private equity resources and other financial institutions. It also allows for a new source of capital which pushes the real estate sector forward. In 2014, real estate social investing in the US generated around $1 billion (most were small investors). This amount grew to $2.5 billion in 2015. Today, we see more and more real estate social investing around the world, mainly in the US, Western Europe and Australia.

The power of one is obviously magnified when joining many other individuals as they form a group that does not compromise on the quality of the entity that raises their funds towards exit-oriented investments. The American ethos, which sees the individual as the engine behind the work of many, is being amplified when it comes to the world of investments and, more specifically, the world of real estate investments.

Our mission here at iintoo is to become the fuel for those individual engines and, together with them, move the real estate social investing world forward.

 

מתוך רבים אחד - iintoo

We believe that great minds invest together. Join us today! [:he]על החותם הגדול של ארצות הברית מופיע משפט בלטינית E pluribus unum, שמשמעותו “מתוך רבים אחד”. המשפט בא לבטא את הרעיון האמריקני – מתוך מדינות רבות צמחה אומה אחת, מתוך בודדים, יחידים, צמח כוח חזק ובעל משמעות רחבה יותר, או כפי שאנחנו אומרים בעברית – סכום השלם עלה על סך חלקיו.

בעולם הנדל”ן הולכת ומשתרשת ההכרה בכוחם של היחידים כאשר הם מתאגדים לגוף אחד ומשנים את כללי המשחק. אם עד לא מזמן משקיע בנדל”ן חייב היה להביא איתו הון משמעותי כדי שבכלל יסתכלו עליו, קבוצות משקיעים המאגדות תחתן משקיעים קטנים (שמשקיעים בסביבות 100,000 ש”ח) יוצרות שחקן חדש ואיכותי על המגרש. קבוצות אלה מהוות בית לעשרות משקיעים, ומתאגדות לרוב תחת מטריה של גוף איכותי היודע לתת להם את כל הכלים שמשקיע רציני לא זז בלעדיהם – סקירה של השקעות אופציונאליות, ליווי של אנשי מקצוע (משפטים, אנליסטים, מומחי נדל”ן) וליווי ההשקעה עד לשלב המימוש.

ההתאגדות של המשקיעים הקטנים מתקבלת כמהלך מבורך גם בקרב היזמים והקבלנים שמבינים שקבוצות אלה משחררות אותן מהתלות בבנקים ובגופים המוסדיים, ומשמשות כמקור פיננסי חדש המניע מהלכים בעולם הנדל”ן.

ואלה לא רק מילים. בשנת 2014 מימון ההמונים בתחום הנדלן בארהב (שמושך לרוב משקיעים קטנים) הכניס מיליארד דולר לתחום, סכום הצפוי לעלות ל- 2.5 מיליארד דולר עד סוף שנת 2015. אמנם אצלנו עדיין לא פועלים בתחום הנדל”ן במושגים של מימון המונים והצטרפות אונליין לקבוצות השקעה, אך זוהי המגמה הגלובלית בתחום, וניתן לראות נטיות דומות גם בשווקים האירופאי והאוסטרלי.

כוחו של היחיד מקבל משמעות אחרת כאשר הוא מצטרף לקבוצת יחידים הפועלת כגוף אחד שאינו מתפשר על התנהלות איכותית. החזון האמריקני שרואה בשאיפה של היחיד מנוע לפעילותם של רבים, מקבל חיזוק כאשר מגיעים לעולם ההשקעות בכלל ולעולם ההשקעות בנדל”ן בפרט. אנחנו ב- iintoo שואפים להיות הדלק של אותם מנועים, ויחד איתם להניע קדימה את עולם הנדל”ן הישראלי.

b4[:]


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About Everest® Everest Re Group, Ltd. is a Bermuda holding company that operates through the following subsidiaries: Everest Reinsurance Company provides reinsurance to property and casualty insurers in both the U.S. and international markets. Everest Reinsurance (Bermuda), Ltd., including through its branch in the United Kingdom, provides reinsurance and insurance to worldwide property and casualty markets and reinsurance to life insurers. Everest Reinsurance Company (Ireland), provides reinsurance to non-life insurers in Europe. Everest Insurance® refers to the primary insurance operations of Everest Re Group, Ltd., and its affiliated companies which offer property, casualty and specialty lines insurance on both an admitted and non-admitted basis in the U.S. and internationally. The Company also operates within the Lloyd's insurance market through Syndicate 2786. In addition, through Mt. Logan Re, Ltd., the Company manages segregated accounts, capitalized by the Company and third party investors that provide reinsurance for property catastrophe risks. Additional information on Everest Re Group companies can be found at the Group’s web site at www.everestre.com

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